JOIN your mate And the rest of the pack

Laka is a team that looks out for each other. Our collective cover is made especially for cyclists, for life on and off your bike.
Take out cover today and claim your credit.
Get quote

WHAT IT MEANS
TO BE BACKED BY LAKA

Insurance Flipped

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims.

The 80/20 rule

80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.

Pack mentality

Being part of Laka means committing to look after yourself and your stuff for the sake of the group. Think team first.

Got your back

When stuff does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.

Never tied down

We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.

CLAIM YOUR referral credit from your friend

1

Get a quote

Hit 'Get quote' to start and we'll automatically apply your credit.

2

Join the pack

Insure your gear with Laka and activate your policy.

3

The credit is yours

Bingo! That's it. You'll get £0 off your future bills. What are you waiting for?

Not our words.
Yours.

"By far the best insurance company. Their ethos in trying to help the community is a truly innovative approach to insurance."

Bicycle Cover

YOUR BIKE COVERED LIKE NEVER BEFORE

Forget what you know about insurance.
Get to know collective cover.

YOUR COVER

No matter what you ride,
you're covered for:

Theft, at home and on the go
Damage, accidental and vandalism
Loss, by third-parties like an airline or courier

5 STAR CLAIMS

An experience so good you'll
actually want to claim

Claims usually agreed within a working day
No funky fineprint, £0 excess. No depreciation
Real bike nerds and mechanics who know their stuff

How we are rated

What it costs

£8
per month
£19
per month
£27
per month
Get a quote