We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on the collective's claims.
80% of your money goes straight back into the collective: fixing, replacing, helping, whatever. And the other 20% keeps our wheels spinning.
Being part of Laka means committing to look after yourself and your stuff for the sake of the group. Think team first.
When stuff does hit the fan, we’ve got you. Claims are handled by experts and usually agreed within a day. With no depreciation or excess.
We're over annual contracts tying you down. And we’re sure you are too. So if you want to leave, you can anytime.
"By far the best insurance company. Their ethos in trying to help the community is a truly innovative approach to insurance."
Forget what you know about insurance.
Get to know collective cover.
Choose the value of your bike to get an idea of your contribution.